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How do I apply?

1. Homeowner must complete a pre-application.

2. If homeowner is determined to qualify for ABWK after completing the pre-application, they will be invited to complete the full application.

What are the qualifications?

 Homeowner must be living in the home as their primary residence.

 Homeowner must have homeowner insurance and be current with mortgage payments &
property taxes.

 Requested or needed home repairs are within Habitat for Humanity of West Central Minnesota limits.

 All able-bodied residents volunteer alongside other volunteers during their project.

 Homeowners must not sell the home for three years after completion of the project except for special or unforeseen circumstances (e.g. illness).

 Homeowners must be home during all times that there are volunteers on site.

 Homeowner must have owned and lived in their home for at least the last 6 months.

 Homeowner must be honest on the application, disclose all information during the application process and sign a partnership agreement.

 Homeowner must be willing to sign a repayment agreement for the cost of work done on their home.

 Homeowner's income must be at or below the HUD income guidelines outlined in the pre-application and application forms.